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Income Protection Calculator

Our income protection insurance calculator below will help you establish your optimum income protection insurance benefits.

Enter your total "earned" income (before tax and excluding investment income) and your pay frequency below for a guide to how much cover you can buy.

How much will you save on your income protection insurance?
I am an employee
I am self employed
I am a working director

your total "earned" income*:

 

 

  per:

   

You are eligibly for a monthly income insurance benefit of :

(based on 75% of your total "earned" income - i.e your pre-disability earnings gained through personal exertion). 

Some insurance companies may allow you to cover up to 80% of your pre-disability earnings. When obtaining disability insurance quotes you should enquire as to the maximum amount available.

You should also check as to whether the insurance policy that you are considering provides an "agreed value" monthly benefit in the event of a claim - or whether you will be required to substantiate your earnings at that time.

There are many factors that you should investigate in the process of negotiating the best possible cover for your individual circumstances.

An agent or broker will assist you in finding a policy that is the most suitable policy for your needs. All quote requests on this website are referred to fully qualified and licensed insurance specialists.

Start here for your Income Protection Insurance Quote >>

 

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